The IRMAA surcharge applies to Medicare beneficiaries who earn more than the established thresholds, adding an extra cost to Part B and Part D premiums. It is calculated using the income from the tax return filed two years earlier.
The 2024 IRMAA brackets for Medicare Parts B and D are now available.
The 2024 IRMAA brackets for Medicare Parts B and D are now available. To determine your IRMAA, you'll need to use your 2022 Modified Adjusted Gross Income (MAGI). MAGI is your Adjusted Gross Income plus certain tax-exempt income. IRMAA is calculated based on five income brackets, with higher brackets leading to significantly higher premiums.

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